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This might not be a surprise.. But your dollar is not worth as much as it was 5 years ago. How much less? About 20%. That means if you were spending $60k in 2021… You’re spending $72k in 2026. That’s $1k per month for the same exact thing. And so rather than saying, “Dave Ramsey is out of touch!” “Life is impossible!” “I wish I was born rich!” Let’s talk about some tactical things that every couple should be doing. 1. Track Expenses I’m not even saying you need to budget fore

Budgeters Anon Top 10 Switching from Spotify to Pandora - I’ve realized I’m just using the radio stations on Spotify anyway. And I can use free apps for the podcasts that I listen to, like YouTube. Not worth the $12. Auto-Paying Bills - Companies will pay you (usually like $5/mo) to go paperless or to automate your payments with them. It’s convenient for you too, paying 8 different bills every month could waste an hour of your time. Assuming you do 5, that’s $25 . Using Fre

Why we decided to hire a night nurse and sign up for a meal delivery service

Everything you need to know about emergency funds and what is considered a purchase you should use your emergency fund for.